Banking, upgraded

Manage your money with Power Bank

Open an account in minutes. Send and receive money instantly. Track spending. Enjoy zero-nonsense fees and real security.

FDIC-insured partners. No hidden fees.*

Power Checking ••• 8342

Available Balance

$4,286.17

Recent

  • Groceries - $42.18
  • Paycheck + $1,250.00
  • Coffee - $4.80
App preview
FDIC-insured partners
Visa® Debit
24/7 Support
Bank-grade security

Everything you need. Nothing you don’t.

Fast payments, smart insights, and simple fees.

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Instant Transfers

Move money to friends or your own accounts in seconds.

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Spending Insights

See trends by category and stay on budget automatically.

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Virtual & Physical Cards

Create one-time cards for safer online purchases.

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Proactive Security

Real-time alerts, card freeze, and biometric login.

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No-Stress Travel

Use your card worldwide with fair, transparent pricing.

Fast Signup

Create an account in minutes—no branch visit required.

Security, by design.

We use encryption in transit and at rest, device binding, and advanced fraud detection. Your money is protected by partner banks with FDIC insurance up to the legal limit.

  • • 256-bit TLS & encrypted storage
  • • Biometric login & device verification
  • • Instant card freeze & spending limits
  • • Real-time suspicious activity alerts

256-bit

Encryption

24/7

Monitoring

FDIC

Partner Banks

Zero

Hidden Fees

FAQs

Is Power Bank really free?

Opening an account is free. Some optional services (like same-day ACH) may have a small fee.

How fast are transfers?

Most transfers are instant between Power users. External bank transfers follow standard ACH timing, with a same-day option.

Is my money insured?

Yes. Funds are held at FDIC-insured partner banks up to the applicable limits.